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SWOTPal Stability Score

Apple Stability Score: 72/100

72/ 100

Q2 FY2026 (April 2026) · Last updated 2026-05-10

Apple scores 72/100 on the SWOTPal Stability Score for Q2 FY2026 (April 2026), ranking 4 of 10 — between Meta (75) and Nike (68) in our coverage. The strongest dimension is Profitability at 23/25; the weakest is Valuation at 9/25.

Profitability

23/25

Gross margin 49.3%, operating margin 31.9%, ROIC 57.2%. 3-year net margin trend: rising.

  • Gross margin49.3% · 6/8

    40–50% → 6 pts

  • Operating margin31.9% · 8/8

    > 25% → 8 pts

  • ROIC57.2% · 5/5

    > 20% → 5 pts

  • 3-year net margin trendrising · 4/4

    rising → 4 pts

Solvency

19/25

Debt / equity 1.69, interest coverage 28.00×, current ratio 1.04, FCF / total debt 45.0%.

  • Debt / Equity1.69 · 4/8

    1.0–2.0 → 4 pts

  • Interest coverage28.00 · 8/8

    > 15× → 8 pts

  • Current ratio1.04 · 3/5

    1.0–1.5 → 3 pts

  • FCF / Total Debt45.0% · 4/4

    > 30% → 4 pts

Volatility

21/25

5-year beta 1.24, max drawdown 31.0%, 8-quarter EPS CV 0.08.

  • 5-year beta1.24 · 6/8

    0.6–0.8 or 1.2–1.5 → 6 pts

  • 8-quarter EPS CV8.0% · 8/8

    ≤ 0.10 → 8 pts

  • 5-year max drawdown31.0% · 4/5

    20–35% → 4 pts

  • Revenue growth std dev6.0% · 3/4

    5–10% → 3 pts

Valuation

9/25

P/E in the 78th percentile of the S&P 500; P/S in the 85th percentile. Lower percentiles score more points (cheaper relative to broad market).

  • P/E percentile vs S&P 50078.0% · 2/8

    75–90th → 2 pts

  • P/S percentile vs S&P 50085.0% · 2/8

    75–90th → 2 pts

  • EV/EBITDA percentile vs S&P 50074.0% · 3/5

    50–75th → 3 pts

  • Forward P/E discount5.0% · 2/4

    0–5% → 2 pts

Where this score sits in our coverage

All 10 companies SWOTPal currently scores, ranked by total. Highlighted row is the company on this page.

What this score means

What this number means

A SWOTPal Stability Score of 72/100 places Apple in the moderate (60–79 band). The score measures financial stability — the company's capacity to absorb shocks across credit and macro cycles — not stock-price upside or competitive moat. Higher = more stable.

Where the score concentrates

Apple's profile is uneven: Profitability scores 23/25 while Valuation scores only 9/25. Read the dimension cards above for the underlying ratios driving each score.

What the score doesn't capture

The Stability Score is purely quantitative — it doesn't include regulatory action, governance changes, product-execution risk, or geopolitical exposure. For Apple, those qualitative dimensions are covered in the full SWOT analysis. The numeric score and the SWOT are designed to read together.

Methodology summary

Each dimension contributes 0–25 points. Metric scores are assigned by threshold-based cutpoints applied to public financial data. The score does not capture regulatory, governance, product, or geopolitical risk — only quantifiable financial signal.

Read full methodology →

Sources

See Apple SWOT Analysis →Read full Apple blog →