JPMorgan Chase Stability Score: 68/100

Gross margin 40.0%, operating margin 47.0%, ROIC 18.0%. 3-year net margin trend: flat.

• Gross margin40.0% · 4/8

  30–40% → 4 pts

• Operating margin47.0% · 8/8

  > 25% → 8 pts

• ROIC18.0% · 4/5

  10–20% → 4 pts

• 3-year net margin trendflat · 2/4

  flat → 2 pts

Debt / equity 1.03, interest coverage 3.10×, current ratio 1.20, FCF / total debt 5.0%.

• Debt / Equity1.03 · 4/8

  1.0–2.0 → 4 pts

• Interest coverage3.10 · 2/8

  1.5–4× → 2 pts

• Current ratio1.20 · 3/5

  1.0–1.5 → 3 pts

• FCF / Total Debt5.0% · 1/4

  0–5% → 1 pt

5-year beta 1.10, max drawdown 46.0%, 8-quarter EPS CV 0.15.

• 5-year beta1.10 · 8/8

  0.8–1.2 → 8 pts

• 8-quarter EPS CV15.0% · 6/8

  0.10–0.20 → 6 pts

• 5-year max drawdown46.0% · 3/5

  35–50% → 3 pts

• Revenue growth std dev6.0% · 3/4

  5–10% → 3 pts

P/E in the 15th percentile of the S&P 500; P/S in the 67th percentile. Lower percentiles score more points (cheaper relative to broad market).

• P/E percentile vs S&P 50015.0% · 8/8

  ≤ 25th pct → 8 pts

• P/S percentile vs S&P 50067.0% · 4/8

  50–75th → 4 pts

• EV/EBITDA percentile vs S&P 50020.0% · 5/5

  ≤ 25th pct → 5 pts

• Forward P/E discount8.0% · 3/4

  5–10% → 3 pts